Retirement Communities in Colorado: 55+ Homes for Sale by City

Retirement communities in Colorado: what the words mean, and where the homes for sale are

Retirement communities in Colorado come in five kinds, and only some of them are homes you buy. This page covers the ones with a deed: 55+ age-restricted communities, active adult neighborhoods, and the 55+ condo and patio-home communities in the Denver metro, Northern Colorado and Colorado Springs. Independent living, assisted living and continuing care communities are rentals or contracts with care attached; the state licenses the care, and we explain the difference below so you search the right list. On October 26, 2026 the MLS showed 444 homes for sale in 55+ communities on the Front Range, 130 of them in Aurora and 116 in Denver. REALTOR® Brian Lee Burke and our team of real estate agents at The Kenna Group at Keller Williams DTC sell these homes every week and help owners sell the house they are leaving. Call or text 303-955-4220. A live person answers.

Every Colorado 55+ home for sale · 55+ communities map · New-construction 55+ communities · Realtor and agents for 55+ moves

The five kinds of retirement community, and who regulates each

What The Kenna Group does and does not do. We sell and buy homes: the 55+ and active adult homes in the first three rows, and the house an owner is leaving to move into any of the six. We do not operate or place people in care facilities. Assisted living residences, memory care and nursing homes are licensed and inspected by the state; the CDPHE Assisted Living Residence Consumer Resources page links its facility lookup, inspection results and the Long-Term Care Ombudsman (303-862-3524). When a move to care is the plan, we handle the house: selling a home to pay for assisted living and the guide for sons and daughters handling a parent’s move cover the timing and the money.

55+ community homes for sale in Colorado today, by city

On October 26, 2026 the MLS showed 444 Active and Coming Soon listings flagged as a 55+ community across the Front Range: 198 condos, 149 houses and 17 townhomes, 16 of them filed as patio homes. Condos dominate because Aurora’s Heather Gardens and Denver’s Windsor Gardens together hold thousands of units. Each city below links to its live 55+ page.

Retirement communities in Colorado by area: the 55+ communities with homes for sale

Every community below is a 55+ or active adult community where you own the home. The source column says where we checked the age rule: the builder’s site, the association’s site, or the MLS senior-community flag on the listings with our community page.

Denver metro

Northern Colorado

Colorado Springs

Compare them side by side in the best 55+ communities in Colorado, the Denver metro comparison, and the free 55+ community comparison guide.

What a Colorado retirement community costs beyond the price

HOA dues. In a 55+ condo community the dues carry the roof, siding, grounds, snow, insurance on the building and sometimes heat and water, so $400 to $700 a month is common; in a 55+ detached community with a clubhouse, $150 to $300 a month is the usual range. Ask for the budget, the reserve study and any special-assessment history: the 55+ HOA document checklist.

Metro district taxes. Many newer communities (The Reserve at Green Valley Ranch, Regency at Montaine, Hillside, Hilltop at Inspiration) sit in a metro district that adds its own mill levy to the property tax bill. Read how metro district debt shows up on the tax bill before you compare two communities on dues alone.

Colorado senior property tax exemption. An owner who is 65 or older on January 1 and has owned and lived in the home as a primary residence for at least 10 straight years can have 50% of the first $200,000 of actual value exempted, filed with the county assessor by July 15. A 2024 law (SB24-111) let a senior who already had the exemption move it to a new home for tax years 2025 and 2026; SB26-116 ends that portability starting with tax year 2027. If you are selling a long-held home to buy in a 55+ community, ask the county assessor how the exemption applies before you close.

Federal fair housing rules let a community limit sales or rentals by age only if it qualifies as housing for older persons. For a 55+ community that means at least 80% of occupied homes have at least one resident 55 or older, the community publishes and follows policies showing it is meant for people 55 and older, and it verifies ages, updating those records by survey at least once every two years (24 CFR 100.305 to 100.307). Housing for people 62 and older is stricter: every occupant must be 62 or older. So a 55+ label does not mean every resident is 55; the community’s own rules set who else may live in the home.

Paying cash. About half of the 55+ purchases we handle close with cash from the home being sold. The offer still carries proof of funds, the inspection and the HOA document review, and the community verifies age no matter how you pay. The step-by-step checklist, the 7-to-14-day closing and the two tax rules are in buying a home with cash in Colorado; to keep cash in reserve, see delayed financing or pay cash or get a mortgage.

Selling the house you are leaving. Most of our 55+ buyers sell first or line both closings up on one day; the order and the bridge options are in sell first or buy first and downsizing in the Denver metro. A free Smart Pricing Report gives you the number before you tour anything.

Many of our buyers use Mike Oswald at Rate and trust him. The Kenna Group is not affiliated with Rate or Mike Oswald, you are free to use any lender you choose, and we receive nothing for the introduction. Mike Oswald, NMLS 261003 · Rate, Inc., NMLS 2611 · Equal Housing Lender.

Talk to a Realtor who knows Colorado retirement communities

Why 55+ buyers and sellers call us: 5.0 stars on 283 Google reviews, A+ with the Better Business Bureau, REALTOR® Brian Lee Burke licensed since 2003, 1,000+ homes sold with his group, and Keller Williams Realty DTC, LLC supervising every contract. Our Realtor and agents for 55+ moves; meet the group.

Call or text 303-955-4220. A live person answers.

The Kenna Group is a real estate group with Keller Williams Realty DTC, LLC (Keller Williams DTC), 6300 S Syracuse Way, Suite 150, Centennial, CO 80111, formerly known as Kenna Real Estate Group, serving Colorado home buyers and sellers.

Disclaimer: We are real estate agents, not attorneys, tax advisers, care advisers or loan officers. Care facilities are licensed by the state; HOA and metro district figures come from the documents named and change; confirm them before you close. Listing counts are MLS Active and Coming Soon listings flagged as a senior (55+) community on October 26, 2026 and change daily; the grid on this page is live. Community facts come from the builder or association pages named in the table, checked the same day. Equal Housing Opportunity.