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Berthoud Basement Homes for Sale

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Review Berthoud basement homes by price, basement finish, walkout access, and photo details.

Latest Berthoud, CO Basement Homes for Sale

Homes with a basement for sale in Berthoud, Colorado, updated daily from the MLS: 246 Berthoud homes with a basement listed from $50K to $9.5M, median about $630K. ZIP 80513 carries the most Berthoud homes with a basement (246). Call or text 303-955-4220. A live person answers.

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Current Real Estate Statistics for Basement Homes in Berthoud, CO

160
Homes Listed
76
Avg. Days on Site
$332
Avg. $ / Sq.Ft.
$1,081,519
Med. List Price

Homes with a basement in Berthoud: the numbers this week

Three numbers frame homes with a basement in Berthoud: the median list price ($630K), the price per square foot ($308) and the HOA, which most of these listings do not have. 246 are for sale today from $50K to $9.5M; everything below comes from this week's listings.

Homes with a basement in Berthoud this weekNumber
For sale246
Price range$50K to $9.5M
Median list price$630K
Median price per square foot$308
Size range696 to 10,870 sq ft
Listings with an HOA69 of 246 sampled (median $97/mo)
Condos and townhomes1 of 246 sampled
Wider searchBerthoud homes for sale
Homes with a basement in Berthoud by price41Under $475K52$475K to $575K43$575K to $675K47$675K to $1.15M39$1.15M to $2M24Over $2M
136 of the 246 sampled sit in the lower half of the range.
Homes with a basement in Berthoud by bedrooms29Studio or 1 bed92 beds783 beds764 beds545+ beds
3 beds is the most common listing this week.
HOA on homes with a basement in BerthoudWith a monthly HOA69No HOA177

What the median home with a basement in Berthoud costs per month

Median Berthoud home with a basement home, $630K, 5% down, 7% note rate: about $4,700 a monthPrincipal and interest$3,982Property tax (about 0.55%)$289Homeowners insurance$184Mortgage insurance (5% down)$249A seller-paid 2-1 buydown takes year one to 5%: $3,213 principal and interest, $769 a month less.
Taxes, insurance and mortgage insurance add about $722 a month to the note on the median Berthoud home with a basement home. Can I afford a home now? runs your own numbers.

About homes with a basement in Berthoud

The homes with a basement for sale in Berthoud above are every MLS listing with a basement: finished basements, unfinished basements, walkout basements, garden-level basements and partial basements. Buyers searching basement homes in Berthoud also search homes with a finished basement, walkout basement homes, homes with a basement apartment, homes with a mother-in-law suite downstairs and homes with a basement bedroom, and this page carries all of them. As of September 28, 2026 this page shows 156 home with a basements for sale in Berthoud . The count updates the moment a home lists or closes.

Unfinished is the cheapest square footage you will buy in Berthoud. It appraises low and finishes for $40 to $80 a square foot, which is less than the same space costs upstairs.

Walkout basements open to grade on a sloped lot and bring in light and a second entrance. They carry a premium in Berthoud and make the best rental or in-law suites.

Garden level sits half above grade with full-size windows. More light than a standard basement, less separation than a walkout.

Egress, radon and water. A basement bedroom needs an egress window. Colorado sits on uranium-rich soil, so we test radon on every basement home in Berthoud. And we look for the sump pump, the water line on the wall and the smell.

Tour with a Kenna agent, 7 days a week. We open the mechanical room, check the egress windows and ask for the permit history.

Inspect the basement hard. Radon test, sewer scope, foundation walls, sump pump and the grading outside. Expansive Front Range soils move basements.

Questions people ask about homes with a basement in Berthoud

How many homes with a basement are for sale in Berthoud right now?

246 this week, $50K to $9.5M, median $630K. The grid at the top of this page is the live MLS list and refreshes daily.

What should I check before making an offer on home with a basement in Berthoud?

The price per square foot against the other listings on this page ($308 is the median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

What does the median home with a basement in Berthoud cost per month?

About $4,700 a month on the median $630K home with a basement with 5 percent down at a 7 percent note rate: $3,982 principal and interest, $289 property tax, $184 insurance, $249 mortgage insurance. A seller-paid 2-1 buydown cuts year one by $769. More: Can I afford a home now?.

Do homes with a basement in Berthoud have HOA fees?

Some do: 69 of 246 sampled carry a fee (median $97 a month); 177 do not. More: HOA fees in Colorado, explained.

How big are the homes with a basement in Berthoud?

696 to 10,870 square feet across this week's sample, 3 beds most common. Price per square foot runs $308 at the median.

Which ZIP code has the most homes with a basement in Berthoud?

80513 with 246 in this week's sample. More: Colorado Basement Egress Windows: Code and Costs.

Does a finished basement count in the square footage?

Appraisers count it separately as below-grade square footage and value it at less per foot than the main floor. The MLS lists total and finished square feet; we show you both on every Berthoud listing. More: What Colorado Homebuyers Want in a Finished Basement .

Can I rent out a basement in Berthoud?

A basement with its own entrance, kitchen, egress and a city permit can be rented where Berthoud zoning allows an accessory unit. We check the zoning and the HOA before you count on the income. More: Rent Out Your Home Instead of Selling in Today's Market – Kenna Real Estate Can Help -.

New listings the day they hit

Text BERTHOUD and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any home with a basement you want to see.

Call or text 303-955-4220 All Berthoud homes for sale

Questions people ask about homes with a basement in Berthoud

How many homes with a basement are for sale in Berthoud right now, and what do they cost?

126 Berthoud listings name a basement feature this week, from $425K to $3M with a median near $899K. The grid above is the live list; the count and the prices move as homes close and new ones list.

Do homes with a basement cost more in Berthoud?

An unfinished basement is future space at $40 to $70 a square foot to finish; a permitted finished one is bought at half the above-grade price.

What should I check on a basement home in Berthoud before I write an offer?

Finished versus unfinished, and how the square footage is reported. Moisture: efflorescence on the walls, a sump, the grade outside. Radon and egress. Write the findings into the inspection objection, not into a text after the deadline.

Where else near Berthoud can I find homes with a basement?

The same search runs in the cities next door: Loveland homes with a basement for sale, Longmont homes with a basement for sale, Johnstown homes with a basement for sale, Milliken homes with a basement for sale. Prices step down as you leave the core and metro district taxes step up in the newer subdivisions.

What is the monthly payment on the median Berthoud basement home?

About $6,282 a month on the $899K median: $5,383 principal and interest at a 7 percent note rate with 10 percent down, plus roughly $524 in property tax and $375 in insurance. Add HOA or metro district dues where they apply, and a seller credit toward a buydown takes $300 to $600 a month off year one.

Call or text 303-955-4220 with the address. A live person answers and sends the disclosures and the last sales on that street the same day.

Need help comparing Berthoud basement homes?

Kenna Real Estate Group can help you compare basement finish, layout, photos, disclosures, and price before you tour homes in Berthoud.

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