Sep 29, 2020 6 min read
A Colorado Buyer's Guide to a Higher Credit Score
A higher credit score earns a Colorado buyer a lower mortgage rate, a smaller down payment requirement, and access to more loan programs, and most of the fastest gains come from three habits: paying every bill on time, lowering credit card balances, and leaving old accounts open.Conventional loans start at 620, FHA loans start at 580 with 3.5% down (500 with 10% down), and the Colorado Housing an