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Bedrooms
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Market Stats
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Colorado Springs Homes with a Finished Basement for Sale

Home
Colorado Springs Homes With A Finished Basement For Sale

Finished basement homes for sale in Colorado Springs, Colorado, updated daily from the MLS: 320 Colorado Springs finished basement homes listed from $199K to $4.95M, median about $670K. Colorado Springs homes for sale is the wider search; the prices and what to check are below the homes. Call or text 303-955-4220. A live person answers.

320 Properties Found
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Colorado Springs Finished Basement Home Market Statistics

320
Homes Listed
82
Avg. Days on Site
$244
Avg. $ / Sq.Ft.
$862,414
Med. List Price

Finished basement homes in Colorado Springs: the numbers this week

What $670K buys among finished basement homes in Colorado Springs this week: the median finished basement homes at 3,226 square feet, $220 a foot. 320 in all, $199K to $4.95M; the price bands, bedrooms, ZIP codes, monthly cost and the questions buyers ask are below.

Finished basement homes in Colorado Springs this weekNumber
For sale320
Price range$199K to $4.95M
Median list price$670K
Median price per square foot$220
Size range1,216 to 11,237 sq ft
Listings with an HOA101 of 320 sampled (median $133/mo)
Condos and townhomes2 of 320 sampled
Wider searchColorado Springs homes for sale
Finished basement homes in Colorado Springs by price43Under $425K65$425K to $575K68$575K to $700K65$700K to $925K45$925K to $1.5M34Over $1.5M
176 of the 320 sampled sit in the lower half of the range.
Finished basement homes in Colorado Springs by bedrooms2Studio or 1 bed42 beds433 beds1414 beds1305+ beds
4 beds is the most common listing this week.
HOA on finished basement homes in Colorado SpringsWith a monthly HOA101No HOA219

Finished basement homes in Colorado Springs by ZIP code

Finished basement homes by ZIP code80908588092447809213680906198091816809201680927148091911

What the median finished basement homes in Colorado Springs costs per month

Median Colorado Springs finished basement homes home, $670K, 5% down, 7% note rate: about $5,000 a monthPrincipal and interest$4,234Property tax (about 0.55%)$307Homeowners insurance$195Mortgage insurance (5% down)$265A seller-paid 2-1 buydown takes year one to 5%: $3,416 principal and interest, $818 a month less.
Taxes, insurance and mortgage insurance add about $767 a month to the note on the median Colorado Springs finished basement homes home. Can I afford a home now? runs your own numbers.

About finished basement homes in Colorado Springs

Permitted or not. A permitted finish was inspected for electrical, plumbing, egress and fire. An unpermitted finish is common in Colorado Springs and it is where buyers find the surprises. We pull the permit history.

Egress makes a bedroom. A basement bedroom without an egress window is a "non-conforming" bedroom and cannot be counted or safely slept in. The window costs $3,000 to $6,000 to add.

Radon. Colorado soil puts radon in most basements. A test runs $150 and mitigation $1,000 to $2,000; both are standard in a Colorado Springs contract.

Water and the sump. Finished walls hide the foundation. We look at the sump pump, the window wells, the carpet edges and the smell.

Appraised value. Below-grade square footage appraises at less per foot than the main floor, which is why a finished basement is the best-value space in Colorado Springs.

Tell us what the basement is for: bedrooms, a theater, a gym, a suite or a rental. It sets what "finished" has to include in Colorado Springs.

Questions people ask about finished basement homes in Colorado Springs

How many finished basement homes are for sale in Colorado Springs right now?

320 this week, $199K to $4.95M, median $670K. The grid at the top of this page is the live MLS list and refreshes daily. More: What Colorado Homebuyers Want in a Finished Basement .

What does the median finished basement homes in Colorado Springs cost per month?

About $5,000 a month on the median $670K finished basement homes with 5 percent down at a 7 percent note rate: $4,234 principal and interest, $307 property tax, $195 insurance, $265 mortgage insurance. A seller-paid 2-1 buydown cuts year one by $818. More: Can I afford a home now?.

Do finished basement homes in Colorado Springs have HOA fees?

Some do: 101 of 320 sampled carry a fee (median $133 a month); 219 do not. More: HOA fees in Colorado, explained.

Can I buy finished basement home in Colorado Springs with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $670K finished basement homes that is $23,447 down at 3.5 percent. More: Can I afford a home now?.

What is the median price of finished basement homes in Colorado Springs?

$670K at list this week, for a median 3,226 square feet, $220 a square foot. Compare two on the per-foot number and the condition before the list price. More: Can I afford a home now?.

What should I check before making an offer on finished basement homes in Colorado Springs?

The price per square foot against the other listings on this page ($220 is the median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

How much does a finished basement add in Colorado Springs?

$30,000 to $80,000 on the same floor plan depending on the finish, the bedroom count and the permit. A suite with a kitchen adds more. More: What Colorado Homebuyers Want in a Finished Basement .

What does it cost to finish a basement?

$40 to $80 a square foot in Colorado Springs for a standard finish, more with a bathroom, a wet bar or an egress window. More: Basement HVAC Planning in Colorado Before You Finish It.

New listings the day they hit

Text COLORADO SPRINGS and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any finished basement homes you want to see.

Call or text 303-955-4220 All Colorado Springs homes for sale

Homes with a Finished Basement for Sale in Colorado Springs, CO: What You Are Looking At

The homes with a finished basement for sale in Colorado Springs above are every MLS listing with finished square footage below grade: basement family rooms, basement bedrooms and baths, home theaters, gyms, and full basement suites with a second kitchen. Buyers searching Colorado Springs finished basement homes also search homes with a basement bedroom, basement apartment, mother-in-law suite, homes with a home theater and homes with a basement bar, and this page carries all of them. As of September 28, 2026 this page shows 320 homes with a finished basement for sale in Colorado Springs, and the count updates the moment a home lists or closes.

The Kenna Real Estate Group has sold Colorado Springs homes since 2002 and asks for the basement permit on every one. Call or text 303-955-4220. A live person answers.

Finished Basements in Colorado Springs: Permit, Egress and Value

  • Permitted or not. A permitted finish was inspected for electrical, plumbing, egress and fire. An unpermitted finish is common in Colorado Springs and it is where buyers find the surprises. We pull the permit history.
  • Egress makes a bedroom. A basement bedroom without an egress window is a "non-conforming" bedroom and cannot be counted or safely slept in. The window costs $3,000 to $6,000 to add.
  • Radon. Colorado soil puts radon in most basements. A test runs $150 and mitigation $1,000 to $2,000; both are standard in a Colorado Springs contract.
  • Water and the sump. Finished walls hide the foundation. We look at the sump pump, the window wells, the carpet edges and the smell.
  • Appraised value. Below-grade square footage appraises at less per foot than the main floor, which is why a finished basement is the best-value space in Colorado Springs.

How to Buy a Home with a Finished Basement in Colorado Springs

  1. Tell us what the basement is for: bedrooms, a theater, a gym, a suite or a rental. It sets what "finished" has to include in Colorado Springs.
  2. Get pre-approved so your offer in Colorado Springs carries weight the day you find the right home.
  3. Tour with a Kenna agent, 7 days a week. We show you the home, the block and the closed comps.
  4. Write with inspection, appraisal and loan deadlines that protect you, and negotiate what the inspection finds.
  5. Close. Most Colorado Springs closings run 30 to 45 days.

Selling in Colorado Springs?

A finished basement with the permit and a radon test on the counter sells for more in Colorado Springs than the same space with questions around it. A free Smart Pricing Report from the Kenna Real Estate Group prices your home against the closed sales that match it. Call or text 303-955-4220.

Homes with a Finished Basement Near Colorado Springs

Colorado Springs Questions

How much does a finished basement add in Colorado Springs?

$30,000 to $80,000 on the same floor plan depending on the finish, the bedroom count and the permit. A suite with a kitchen adds more.

What does it cost to finish a basement?

$40 to $80 a square foot in Colorado Springs for a standard finish, more with a bathroom, a wet bar or an egress window.

Is an unpermitted basement a deal breaker?

No, but it is a negotiation. We price the risk, ask for the work to be inspected and write the offer accordingly.

Can I see a Colorado Springs finished basement home today?

Yes. Call or text 303-955-4220 and a Kenna agent meets you there, 7 days a week.

More for Colorado Springs Buyers

Kenna Real Estate Group at Keller Williams DTC · 6300 S Syracuse Way, Suite 150, Centennial · Call or text 303-955-4220. A live person answers, 7 days a week.

Homes with Finished Basement for sale across Colorado

More searches in Colorado Springs

Guides for this market

Want a tour or a price opinion on any home above? Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.
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