Denver FHA Eligible Homes for Sale

FHA Eligible Homes for Sale in Denver, CO: What You Are Looking At

The FHA eligible homes for sale in Denver above are every MLS listing whose seller says FHA financing is welcome: single family homes, FHA-approved condos and townhomes, and homes priced under the FHA loan limit. Buyers searching Denver FHA homes also search homes with 3.5 percent down, first-time buyer homes, low down payment homes, FHA approved condos, homes under the FHA limit and homes that accept FHA, and this page carries all of them. This page shows FHA-eligible homes for sale in Denver, and the count updates the moment a home lists or closes.

The Kenna Real Estate Group has sold Denver homes since 2002 and writes FHA offers that win. Call or text 303-955-4220. A live person answers.

How FHA Works on a Denver Home

• 3.5 percent down with a 580 credit score, and the down payment can be a gift. Colorado's CHFA down-payment assistance stacks on top for qualified buyers.
• The loan limit. FHA caps the loan by county. In the Denver metro the 2026 limit sits above $800,000 for a single family home; El Paso, Larimer and Weld counties sit lower. We check the limit for the Denver address.
• The appraisal has standards. Peeling paint on a pre-1978 home, a missing handrail, a roof with under two years of life and a broken window all get flagged. Sellers fix them or the deal moves. We write the offer knowing what the appraiser will see.
• Condos need approval. An FHA condo has to be on HUD's approved list or qualify for a single-unit approval. We check before you fall for the unit.
• Mortgage insurance. FHA carries an upfront premium and a monthly one for the life of the loan at 3.5 percent down. Refinancing to conventional at 20 percent equity drops it.

How to Buy a Home with an FHA Loan in Denver

1. Get the FHA pre-approval first and ask the lender for the county loan limit and the assistance programs you qualify for in Denver.
2. Get pre-approved so your offer in Denver carries weight the day you find the right home.
3. Tour with a Kenna agent, 7 days a week. We show you the home, the block and the closed comps.
4. Write with inspection, appraisal and loan deadlines that protect you, and negotiate what the inspection finds.
5. Close. Most Denver closings run 30 to 45 days.

Selling in Denver?

Marking a Denver listing FHA-welcome opens it to the largest pool of first-time buyers, and a pre-listing look at the FHA checklist keeps the appraisal from stalling the sale. A free Smart Pricing Report from the Kenna Real Estate Group prices your home against the closed sales that match it. Call or text 303-955-4220.

FHA-Eligible Homes Near Denver

• Aurora FHA-eligible homes
• Littleton FHA-eligible homes
• Denver VA eligible homes
• Denver condos
• Denver townhomes

Denver Questions

Can I use FHA on any home in Denver?

On any home that appraises to FHA standards and sits under the county loan limit, when the seller accepts FHA. Condos also need building approval.

How much do I need for an FHA loan?

3.5 percent down plus closing costs, and both can come from gifts, seller credits or Colorado assistance programs. Many Denver buyers close with under $10,000 of their own money.

Do sellers reject FHA offers?

Some do in a bidding war. A strong pre-approval, a clean inspection request and an agent who knows the FHA checklist make the offer competitive.

Can I see a Denver FHA home today?

Yes. Call or text 303-955-4220 and a Kenna agent meets you there, 7 days a week.

More for Denver Buyers

• All homes for sale in Denver
• Denver area guide
• Just listed in Denver
• First-time buyer guide for Colorado
• FHA and VA home buying in Colorado
• Buy now or wait for rates?

Kenna Real Estate Group at Keller Williams DTC · 6300 S Syracuse Way, Suite 150, Centennial · Call or text 303-955-4220. A live person answers, 7 days a week.