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Lakewood foreclosure homes for sale: bank-owned, pre-foreclosure and short sale

Looking for foreclosure homes in Lakewood, Colorado? The list below shows foreclosure, bank-owned (REO) and short sale homes for sale in Lakewood and nearby Jefferson County right now. The Kenna Real Estate Group at Keller Williams DTC tracks every Lakewood foreclosure from the public trustee notice to the bank-owned listing, so you can see a home before most buyers do. Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.

Foreclosure, bank-owned and short sale homes: Lakewood

8 Properties Found
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Foreclosure, bank-owned and short sale homes: Lakewood Market Stats

8
Homes Listed
162
Avg. Days on Site
$264
Avg. $ / Sq.Ft.
$342,811
Med. List Price

The short answer

How do I buy a foreclosure in Lakewood?

Get pre-approved, watch the live list, and offer on bank-owned homes through the listing agent. Banks sell as-is, so inspect first and budget for repairs. Call or text 303-955-4220 and we send new listings the day they appear.

How buying a foreclosure works

Step 1

1. Get pre-approved

Banks want a pre-approval or proof of funds first. Ask us for a lender.

Step 2

2. Watch the list

New foreclosure and bank-owned homes list daily. We send them to you first.

Step 3

3. Inspect and offer

Homes sell as-is. Inspect the roof, furnace, plumbing and foundation, then offer.

Step 4

4. Close and repair

Closings run 30 to 45 days. Budget for repairs, since banks rarely make them.

Fit check

Foreclosure homes in Lakewood come in four types

Pre-foreclosure

The owner is behind and the public trustee has recorded a notice. A sale before the auction can still happen.

Public trustee auction

Sold at the Jefferson County auction to the highest bidder, as-is and for certified funds.

Bank-owned (REO)

The bank took the home back at auction and lists it with a local broker. You can inspect and finance.

Short sale

The owner sells for less than the loan with the lender's approval. Slower, often in better condition.

Local anchors

Foreclosure in Lakewood: who to know

Jefferson County Public Trustee

Lakewood sits in Jefferson County, so this office runs the foreclosure sale on Lakewood homes.

Lakewood zip codes

80214, 80215, 80226, 80227, 80228, 80232 and 80235 cover Lakewood neighborhoods from Belmar to Green Mountain.

Nearby foreclosure pages

Arvada, Golden, Littleton and Denver share the same county trustee or border Lakewood.

Kenna Real Estate Group at Keller Williams DTC

Foreclosure and short sale help for Lakewood buyers and owners. 303-955-4220.

The foreclosure clock for Lakewood owners

A typical Colorado foreclosure runs about 110 to 125 days from the recorded notice to the Jefferson County Public Trustee sale. Your notice shows your real dates.

Day 0: notice recordedDay 95Day 110-125: sale
Days 0 to 95: your widest optionsReinstate, modify, list for sale or start a short sale with time for the servicer to respond.
About day 95: cure deadlineOwners can cure the default up to about 15 days before the sale date. Ask your servicer for the exact date and payoff in writing.
Days 110 to 125: the saleThe Jefferson County Public Trustee holds the auction. A sale can be postponed only by the servicer or by law, so do not count on it.

Lakewood foreclosure questions people ask

How do I find foreclosure homes in Lakewood?

Use the live list above. It shows foreclosure, bank-owned and short sale homes for sale now. Call or text 303-955-4220 and we send new ones as they list.

Can I buy a foreclosure at the public trustee auction?

Yes, but auction buyers pay with certified funds, cannot inspect inside and buy as-is. Most buyers wait for the home to list as a bank-owned (REO) home, where you can inspect and finance.

Can I use a mortgage to buy a bank-owned home?

Yes on most. FHA, VA and conventional loans work when the home meets the loan's condition rules. Homes with major damage may need cash or a renovation loan.

Are foreclosure homes cheaper?

Often, but not always. Banks price to recover what they are owed. The savings show up in condition and speed, so compare against nearby sales before you offer.

What is the difference between a foreclosure, a bank-owned home and a short sale?

A foreclosure is the legal process. A bank-owned (REO) home is one the bank took back at the Jefferson County Public Trustee sale. A short sale is a sale for less than the loan, with the lender's approval, before foreclosure finishes.

What if I am the owner and I am behind?

Act before the sale date. Read our stop foreclosure guide or call 303-955-4220. You can reinstate, modify, sell or short sale.

Which Lakewood neighborhoods have the most foreclosures?

Counts change weekly and no neighborhood stays on top. Watch the live list above and ask us for a Lakewood alert.

Want foreclosure homes the day they list?

Call or text and we send new bank-owned and foreclosure homes first. A live person answers.

Get foreclosure homes sent to you

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