Century Communities Homes in the Denver Metro

Every home in the grid below names Century Communities as the builder, and the prices run $450K to $2.35M. Century Communities is a Colorado-founded national builder with two lines, Century Communities and the entry-priced Century Complete, and around Denver it builds entry and move-up plans in Lochbuie, Dacono, Mead, Parker and Aurora. What changes the payment most is not the plan, it is the city and its metro district; the snapshot below shows both.

Century Communities builder snapshot, Denver metro

Counts and prices come from the listings on this site and refresh with the weekly pass; the grid above is the live list on any given day. Finished homes, to-be-built homes and resales of Century Communities-built homes all appear when the listing names the builder.

What a Century Communities home costs per month: a worked example

The example uses the average Century Communities listing price on this site, 5 percent down on a conventional loan at a 7 percent note rate, in a community with a metro district. The assumptions are on the chart so you can swap in your own.

Before you visit a Century Communities sales office

• Register your agent on the first visit. Century Communities pays the buyer agent; walking in alone removes your negotiator, not the commission.
• Ask for the quick move-in list with days on market. Finished homes that have sat carry the credits; to-be-builts carry design allowances.
• Get two loan quotes. Inspire Home Loans and one outside lender, both with the metro district tax in the payment.
• Inspect twice during construction. Pre-drywall and final, your own inspector.
• Read three documents before the deposit. The purchase agreement, the warranty booklet, and the metro district disclosure.

Questions Denver buyers ask about Century Communities

What is Century Communities giving right now?

Rate buydowns and closing-cost credits through Inspire Home Loans on quick move-in homes. Ask for it three ways, as a permanent buydown, a 2-1 temporary buydown and cash toward closing, and compare the year-one and year-five payments.

Can I compare Inspire Home Loans with an outside lender?

Yes, and you should. The incentives usually require Inspire Home Loans, so compare the whole package: rate, points, closing-cost credit, and the payment in year one and year five. Take the lower year-five payment.

Is this page new construction only?

No. The grid shows every listing that names Century Communities as the builder: finished quick move-in homes, to-be-built homes released to the MLS, and resales of homes Century Communities built years ago. The year built and the remarks tell you which; ask us to filter to new only.

How do deposits, upgrades and cancellation terms work?

Earnest money at contract, often $5,000 to $10,000, plus a design-center deposit when upgrades are selected. Cancellation terms live in the purchase agreement, and the upgrade deposit is the part buyers lose; read that section before signing and have the contingencies written in.

What will taxes, HOA dues and metro district charges add to my payment?

In a metro-district community the effective tax rate runs about 0.9 to 1.3 percent of value, roughly double an older neighborhood without a district. HOA dues in Century Communities communities run $50 to $150 a month. Ask for the total mill levy and the district debt before you compare with a resale.

What inspections should I arrange during construction?

Pre-drywall, after framing, plumbing, electrical and HVAC rough-in and before insulation, and a final inspection with a sewer scope before the walk-through. Your own inspector, $450 to $800 each. The warranty repairs what you find; it does not find it for you.

Century Communities homes for sale statewide, what every builder is giving right now, all new construction homes for sale, and what closing costs are that the credits pay. Call or text 303-955-4220 with the community name. A live person answers and sends the current incentive, the mill levy and the two-lender comparison the same day.