Down payment assistance Realtors · real estate agents
Best Realtors and real estate agents for down payment assistance in Colorado: CHFA, metroDPA, the 620 credit rule, 5,512 metro homes under $500K.
The best Realtor for down payment assistance in Colorado checks three numbers before any showing: your credit score, the program you fit (CHFA, metroDPA or a city program) and the monthly payment you want. REALTOR® Brian Lee Burke, the hardest working man in real estate, and our team of real estate agents at The Kenna Group at Keller Williams DTC work that order with every buyer, so no one books a lender call that ends in a no. Most down payment assistance programs we work with start at a 620 credit score. Between 580 and 619, you'll usually need your own down payment. Under 580, start with credit help first. On Oct 25, 2026, 5,512 homes in the six-county Denver metro were listed at $500,000 or less. Call or text 303-955-4220. A live person answers.
CHFA down payment assistance · Best first-time buyer Realtors · Where entry-price homes are
Short answer
Ask three questions: what credit score the programs need (620 for most we use), whether CHFA or metroDPA fits your income and city, and how the assistance is written into the offer so the seller takes it seriously. An agent who answers all three from memory has done it before.
Every agent on the team checks credit and programs before a lender call; Alicia Kounalis and Daniela Draper work the most CHFA and metroDPA files. REALTOR® Brian Lee Burke, the hardest working man in real estate, leads the team; every file also gets a transaction coordinator, and Keller Williams Realty DTC, LLC supervises every contract. Call any agent directly, or call 303-955-4220 and a live person answers.
| Agent | Works | Call or text |
|---|---|---|
| Brian Lee Burke | REALTOR®, licensed broker and team leader; licensed since 2003; 25 years in construction | (720) 704-4228 |
| Alicia Kounalis | Centennial and the south metro; HUD homes and first-time buyer programs | (720) 619-3458 |
| Daniela Draper | Thornton and the north metro; Spanish and English | (970) 714-2385 |
| Thays Veiga | Downtown Denver and the Front Range; English, Portuguese and Spanish | (970) 445-1238 |
| Tommy Reed | Denver and Littleton condos and townhomes | (720) 575-1588 |
| Michael Barnes | Denver metro | (720) 573-2447 |
| Henry Chu | Denver metro | (720) 903-2557 |
| Keith Nisonoff | Denver metro | (720) 463-2514 |
| Lindsey Jenkins | Northern Colorado and the Denver metro | (970) 592-4729 |
| Joannie Veals | Commerce City and the north metro | 303-955-4220 |
| Jim Diaz | Denver metro | 303-955-4220 |
| Jaime Kocanda | Elizabeth and Elbert County; horse properties | 303-955-4220 |
Direct numbers ring that agent’s Follow Up Boss line. Brian Lee Burke is a REALTOR®; the others are licensed real estate agents at Keller Williams DTC. Meet the whole team · our proof as a group.
5.0
stars on 275 Google reviews
A+
Better Business Bureau, accredited since 2017
2003
Brian Lee Burke licensed in Colorado since
306
homes Brian sold in 10 years, $117 million
| Program | What you get | Minimum credit score | Income limit | Other rules |
|---|---|---|---|---|
| CHFA | A grant of up to 3% of the first mortgage, or a second mortgage of up to 4%, capped at $25,000 | 620 | $178,920 statewide (CHFA matrix effective Aug 3, 2026) | $1,000 of your own money in the deal; homebuyer education; CHFA loan limit $832,750; the second mortgage is repaid when you sell or refinance |
| metroDPA | A 0% second mortgage with no monthly payment, 30-year term | 620 | Under $210,150 household income | Participating Denver-metro cities and counties; homebuyer education; live in the home within 60 days |
| City of Aurora DPA | 4% to 10% of the purchase price | Set by the lender | City income limits | Aurora addresses only; the current round runs through October 31, 2026 or until funds run out |
| Pikes Peak (El Paso County) | Second mortgage toward down payment and closing costs | 640 | County income limits | El Paso County addresses; county flyer dated June 13, 2026 |
Most down payment assistance programs we work with start at a 620 credit score. Between 580 and 619, you'll usually need your own down payment. Under 580, start with credit help first. Neither CHFA nor metroDPA requires you to be a first-time buyer, and neither sets a purchase price limit. Many of our buyers use Mike Oswald at Rate and trust him. We are not affiliated, you can use any lender you choose, and we receive nothing for the introduction.
5,512 of the 12,878 homes listed in Denver, Adams, Arapahoe, Douglas, Jefferson and Broomfield counties were at $500,000 or less on Oct 25, 2026, the band where most assistance buyers shop. By city:
| City | At $500K or less | All listings | Share |
|---|---|---|---|
| Denver | 1,966 | 3,913 | 50% |
| Aurora | 1,262 | 1,952 | 65% |
| Thornton | 224 | 423 | 53% |
| Lakewood | 209 | 434 | 48% |
| Commerce City | 161 | 330 | 49% |
| Westminster | 153 | 325 | 47% |
| Arvada | 148 | 535 | 28% |
| Brighton | 134 | 319 | 42% |
| Englewood | 126 | 294 | 43% |
| Broomfield | 101 | 316 | 32% |
Many of these are condos and townhomes; on a condo we check FHA approval and the HOA budget before you write.
Exact credit score, income and money for closing. 620 or higher opens the programs; 580 to 619 needs your own down payment.
CHFA statewide, metroDPA in participating cities, or a city program like Aurora. We check the address against the map.
With a lender approved for that program. We tell you which documents to gather so it takes days.
Seller-paid costs and the assistance explained to the listing agent, so your offer competes on net, not on fear.
Homebuyer education scheduled early; inspection, appraisal and program deadlines tracked to the day.
The one who checks your credit score first, knows which program fits your city and income, and writes the assistance into the offer. The Kenna Group publishes 5.0 stars on 275 Google reviews, an A+ BBB rating and a license held since 2003.
Most down payment assistance programs we work with start at a 620 credit score. Between 580 and 619, you'll usually need your own down payment. Under 580, start with credit help first.
No. CHFA and metroDPA are open to repeat buyers who meet the income and credit rules.
CHFA offers a grant of up to 3% or a second mortgage of up to 4%; metroDPA is a 0% second mortgage with no monthly payment, repaid when you sell or refinance.
5,512 across the six metro counties on Oct 25, 2026. The grid above is the live list for six cities.
Not when the listing agent understands it. We explain the program, the appraisal terms and the timeline before offers are compared.
REALTOR® Brian Lee Burke leads The Kenna Group at Keller Williams DTC, with real estate agents Alicia Kounalis, Daniela Draper, Thays Veiga, Tommy Reed, Michael Barnes, Henry Chu, Keith Nisonoff, Lindsey Jenkins, Joannie Veals, Jim Diaz and Jaime Kocanda. Each agent page lists a direct number.
Every agent who helps you buy or sell in Colorado holds a state real estate license. A REALTOR is a licensed agent who also belongs to the National Association of REALTORS and follows its Code of Ethics. In The Kenna Group, Brian Lee Burke is a REALTOR; the others are licensed real estate agents at Keller Williams DTC.
Call or text 303-955-4220. A live person answers.
One call: your score, your program and your price range. A live person answers.
Call or text 303-955-4220. A live person answers.
The Kenna Group is a real estate group with Keller Williams Realty DTC, LLC (Keller Williams DTC), 6300 S Syracuse Way, Suite 150, Centennial, CO 80111, formerly known as Kenna Real Estate Group, serving Denver metro home buyers and sellers.
Disclaimer: We are real estate agents, not loan officers. Down payment assistance rules, income limits and credit minimums change, and each lender adds its own rules. A licensed lender confirms what you qualify for.
Review count and rating from our Google Business Profile, last checked October 2026; BBB rating from bbb.org; closings from the MLS record on Brian Lee Burke's sold-homes page. Listing counts and sold figures come from the MLS on October 25, 2026 and change daily. Equal Housing Opportunity.